Cleveland Consumer Protection Lawyer

When you purchase a good or service, you have no intention of being deceived or misled. Unfortunately, businesses fail to act in a reasonable manner every day. When this happens, our experienced legal team steps in to protect clients from these dishonest practices. We are not afraid to take on corporate giants and our Cleveland consumer protection lawyers have experience holding large contractors, medical systems, and major retailers accountable.

Ohio and federal law protect consumers who purchase goods and services for personal, family, or household use. We handle consumer matters like Yo-Yo Scams, Claims Against Contractors, and Fair Debt Collection. A dedicated attorney could fight for you.

Ohio Consumer Protection Laws

The Ohio Attorney General has enforcement authority over more than 25 consumer protection laws:

• Anti-Pyramid Sales Act
• Business Opportunity Purchaser’s Protection Act
• Certificate of Motor Vehicle Title Act
• Condominium Sales Act
• Consumer Sales Practices Act
• Consumer Sales Practices Act-Substantive Rules
• Credit Card Recording Act
• Credit Card Truncation Act
• Credit Freeze Act
• Credit Services Organization Act
• Debt Adjusters Act
• Defective Assistive Devices Act
• Gift Card Act
• Hearing Aid Returns Act
• Homebuyer’s Protection Act (Predatory Lending Law)
• Home Solicitation Sales Act
• Lemon Law (Nonconforming New Motor Vehicle Law)
• Motor Vehicle Collision Repair Operators Act
• Odometer Rollback and Disclosures Act
• Prepaid Entertainment Contracts Act
• Public Utilities Commission Act
• Retail Installment Sales/Layaway Act
• Security Breach Notification Act
• Short-Term Lender Law (Payday Lending Law)
• Telemarketing Act
• Telephone Solicitation Sales Act
• Title Defect Rescission Act
• Title Insurance Act

A knowledgeable attorney in Cleveland understands these state laws and how to use them in a consumer protection claim.

Federal Consumer Protection Laws

Some protection laws include:

• Anti-Spam Act
• Consumer Product Safety Act
• Fair and Accurate Credit Transactions Act (FACTA)
• Fair Credit Billing Act
• Fair Credit Reporting Act
• Fair Debt Collection Practices Act
• Federal Trade Commission Act
• Food and Drug Administration Act (labeling and disclosures)
• Junk Fax Act
• Magnuson Moss Warranty Act
• Truth in Leasing Act
• Truth in Lending Act

A consumer protection lawyer in Cleveland could use both state and federal laws in a claim for compensation.

Federal Trade Commission Rules

• Used Car Rule
• Negative Option Rule
• Telephone Sales Rule

More information and an overview of these key consumer protections can be found on the Ohio Attorney General website or from an attorney in Cleveland.

What Compensation Can I Get for My Consumer Claim?

When you consider filing a consumer claim, you can expect potential compensation for the following damages:

• Actual damages – how much you actually lost
• Statutory damages – a limit set by statute
• Attorney costs and fees covered

Almost all our consumer protection cases are handled on a contingency fee basis, meaning our Cleveland lawyers do not get paid unless you win.

Fighting Large Corporations

Large corporations, which manufacture and sell most of the products that we consume, seek to enhance profits at every turn. We hear about it too often in the news: drug and medical device companies misrepresenting the benefits and components of their products, automobile manufacturers failing to equip vehicles with key safety components to profit mere pennies on each car, and corporations failing to abide by express warranties paid for by their customers.

In 2012 alone, the Federal Trade Commission received more than one million fraud-related complaints with losses totaling more than $1.4 billion. Federal and state laws offer consumer fraud protection by regulating the advertising, marketing and sale of consumer products and services. However, the federal agencies charged with preventing consumer fraud do not help individual consumers pursue their own damages.

What are Common Types of Consumer Protection Cases?

The consumer protection cases which our law firm most frequently handles involve:

• Breach of express or implied warranties
• Product recalls
• False and misleading advertising
• Bait and switch tactics, including Spot Delivery or Yo-Yo Scams
• Insurance fraud
• Misrepresentation and fraud in lending activities
• Improper and faulty home construction and repairs
• Defective and harmful drugs and medical devices

Often, we pursue these cases as class action lawsuits. In cases where rectifying corporate fraud on an individual basis is too costly and time-consuming for individual consumers, a law firm could take on a class action lawsuit for many people to group together and pursue recovery for their damages.

A Cleveland Consumer Protection Attorney Can Help

You do not deserve to be ripped off. Purchasing goods and services should be straightforward transactions. If you feel taken advantage of, the best course of action is to contact a Cleveland Consumer Protection Lawyer as soon as you identify a problem. We know the ins and outs of consumer laws, so you do not have to. Not only will our team work to get you the compensation you are entitled to, but we also work hard to hold businesses accountable and help change the way they treat their customers. Call us today for a free strategy session so we can discuss your claim and help you move forward. Tittle & Perlmuter is here to protect Ohio consumers.