This case involved the denial of insurance coverage in a car accident case.
Our client was working on the side of a state highway at a plant nursery, when a car lost control, ran off the road and struck her, causing significant injuries to her legs. The driver’s auto insurance company refused to provide him coverage, claiming that his policy had been terminated for non-payment prior to the accident. Because the driver had no insurer and attorney defending him, a large judgment was rendered against him.
However, the insurer had not followed its own internal policy or state law in attempting to terminate the policy, causing the policy to remain in force. The driver should have been provided coverage and a defense by his insurer, and failure to do so was a bad faith handling of the claim by the insurer. The driver assigned his bad faith claim to our client and we filed suit on her behalf.
After lengthy litigation, a significant settlement in the mid six-figures was reached by the attorneys at Tittle & Perlmuter.